Welcome to MortgageTalk

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the low down

Real people, real advice – that’s what we are and what we believe in. 

Whether you’re a first time buyer, remortgaging for a better value deal or looking for specialist advice for a buy to let or holiday home, at Dacre, Son & Hartley Financial Services we have a wide range of mortgages at our finger tips. 

Let us take the hassle out of searching for your perfect mortgage. 

Remortgaging may be able to help you secure a better mortgage rate which could save you money. You may have to pay an early repayment charge to your existing mortgage provider but most lenders do not impose a charge for you changing once any tie in period has expired. 


For Insurance business, we arrange policies exclusively from Legal & General.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your initial consultation will be free. Our typical fee for arranging your mortgage is £199, however depending on your circumstances, a fee of up to 1.5% of the mortgage amount may be charged. In some circumstances this fee may be waived.

How much can I borrow?

Borrowing Cost Calculator
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How much will this cost me?

Loan Amount Calculator
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Need assistance? Email us.

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If you have any queries and would like to talk to someone please email:

elb@dacres.co.uk

Alternatively simply fill in our Contact Form and we will happily contact you.

Dacre, Son & Hartley Financial Services is a trading name of Mortgage Talk Limited, which is an appointed representative of the following companies which are authorised and regulated by the Financial Services Authority for advising on and arranging the products shown: Legal & General (Portfolio Management Services) Limited (life assurance, pensions and investments) and Legal & General Partnership Services Limited (mortgages and insurance).